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Payment Operations Specialist II

Commercial Banking

Riverside, Rhode Island

Description

Wire Analyst provides support for activities in Commercial Operations with an emphasis on operational excellence and superior customer service. Provides support for processes and documentation. Contributes ideas  based on operational and customer needs. Supports  efforts in streamlining  operations and improve customer service. Support process improvement activity and a culture of continuous improvement. Exhibits strong customer service attitudes and values. Identify and escalate risk where appropriate. Complies with processes as documented. Provides assistance to colleagues and/or customers regarding processes.  Develops and maintain effective working relationships with peers. Identifies opportunities that add value to the business objectives and enhance the customer experience. Supports an environment of cooperation and change. Recognizes need to escalate issues to a higher level. Operates effectively in a customer oriented environment and works well in a team environment.

This role responds to diverse incoming customer requests regarding account activity and account related services in conformance with policy, procedures, and service quality standards offering appropriate solution options.  This role will assist high profile customers with sending high dollar, high risk domestic and international wire transfers and will assist customers with activating wire authentication PINs, perform due diligence call backs to customers to validate wire instructions and process ad hoc research requests on behalf of customers. Offer appropriate sales options and recognizes cross sell opportunities to increase customer satisfaction and enhance customer relationship.  The Wire Transfer Associate must adhere to all internal risk policies as well as all federal and international laws and regulations all while providing exceptional customer service. 

Responsibilities:

  • Answer customer calls in a phone bank/call center environment 
  • Data Entry of payment instructions 
  • Performing payment instruction validation, activation of customer PINs 
  • Converting USD to FX when appropriate 
  • Outbound calling to customers.
  • Customer Service - Proficient in customer service experience (1-2 years).  Experience servicing customers through the telephony channel. Specifically any experience with utilizing VRU’s or any other phone technology as well as authenticating customers over the phone. 
  • Experience in supporting customers in Retail and Commercial Banking. 
  • Experience typing/data entry skills 
  • Superior communication skills 
  • Intermediate level PC skills required to include Microsoft Office Suite.

Education:

  • High School or Equivalent (GED) Required.  Associate Degree Preferred. 1 year of experience in lieu of degree.

Hours & Work Schedule

Hours per Week:  40

Work Schedule: 9am-5pm, 4 days on-site, 1 day remote

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Benefits

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.

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Awards We've Received

2023

Age-Friendly Institute’s Certified Age-Friend Employer

2025

Dave Thomas Foundation’s Best Adoption-Friendly Workplace

2025

Disability:IN Best Places to Work for Disability Inclusion

2025

Human Rights Campaign Corporate Equality Index 100 Award

2024

Fair360 Top Regional Company

2024

FORTUNE’s World’s Most Admired Companies

2024

Military Friendly® Employer

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