Corporate Banking PM

Description

As a part of our team, you’re made ready for a fulfilling career with exciting new challenges and opportunities to stretch yourself. While in this role, you are responsible for proactive credit and risk administration of assigned portfolio accounts in Citizens mid corporate/middle market area. Most importantly, you’ll feel valued for who you are and supported to achieve what’s important to you, personally and professionally.

Primary responsibilities include

• Responsible for proactive credit and risk administration of assigned portfolio accounts in the assigned portfolio.
• Structuring, underwriting, and documenting new business, renewals and modifications as the credit expert within the first line of defense.
• Provide client management support for assigned portfolio and direct client interaction on standard credit and risk follow-up issues.
• Actively engage with Relationship managers on progress, issues, and challenges regarding a particular customer relationship or portfolio concern.
• Handle multiple demands and competing priorities while meeting deadlines and schedules associated with maintaining portfolio and compliance with credit and risk policies.
• Manage moderately complex credits.

Qualifications, Education, Certifications and/or Other Professional Credentials

• Education & Experience
  • Bachelor’s degree in Finance, Accounting, Economics, or related field; MBA or CFA preferred.
  • 3–5 years of experience in commercial credit analysis, underwriting, or portfolio management within middle market or corporate banking.
• Technical Skills
  • Strong understanding of credit risk principles, financial statement analysis, and cash flow modeling.
  • Proficiency in structuring and documenting credit transactions, including renewals and modifications.
  • Familiarity with regulatory requirements and internal credit policies.
• Core Competencies
  • Ability to manage moderately complex credits and multiple priorities under tight deadlines.
  • Excellent analytical, problem-solving, and decision-making skills.
  • Strong communication and interpersonal skills for direct client interaction and collaboration with Relationship Managers.
• Other Requirements
  • High attention to detail and commitment to compliance.
  • Ability to work independently while contributing to team goals.

Hours & Work Schedule

• Hours per Week: 40
• Work Schedule: M-F

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.