Private Bank, Principal Data Analyst

Description

Citizens Private Bank is looking for a quantitative, results oriented individual to build and optimize credit data analytics and reporting supporting multiple consumer products. In this role, you will be responsible for developing and managing Credit Risk outlier reporting to identify if loans are booked outside of credit policy. The ideal candidate will leverage their exceptional data, analytical and project management skills to analyze large and complex data sets and take ownership of root cause analysis and remediation coordination, if required. Critical ingredients for success lie in the candidate’s ability to demonstrate a track record of ownership, exhibit a high degree of self-motivation and an ability to multitask to identify and deliver on reporting enhancements.

A Credit Risk Principal Data Analyst is responsible for, but not limited to:

• Independently write SAS code and generate analysis using quantitative and statistical skills.
• Extracting data from various databases to compile credit risk outlier reports.
• Interpreting the data and formulating an initial risk assessments of the findings.
• Identifying root causes of finding details and developing issue verbiage and recommended remediation.
• Learning and using available data analytics tools and working with leadership to identify data mining opportunities.
• Proven ability to work independently with limited oversight.
• Own and manage the monitoring of existing processes to identify improvements that contribute to a more effective and efficient operating environment.
• Facilitate meetings, assign and/or produce action items, work with external vendors, and prioritize assignments to ensure timely completion of projects and deliverables

Qualifications

• 5+ years as advanced user of SAS, SQL, or Python and have advance Excel programming experience and able to produce graphs and charts using PPT or Tableau.
• 5+ years of credit risk management in a large financial institution or regional bank environment.
• 5+ years of quantitative analysis required, with ability to manipulate and analyze large amounts of data and present findings using PowerPoint.
• Exceptional problem-solving acumen with ability to think strategically.
• Experience in mapping and matching data attributes from one database to another database.
• Quantitative - ability to lead, develop, and drive actionable outcomes from analytical insight.
• Excellent written and verbal communication skills and ability to effectively communicate analytical findings and recommendations to business leadership in both informal and formal presentation settings.
• Excellent inter-personal skills to ensure effective working relationships with management teams and with other functional teams within the company.

Education:

• Bachelor’s degree in quantitative discipline (Mathematics, Finance, Economics, Computer Science, Statistics, Engineering, etc.) is required.
• Master’s degree in similar fields is preferred. Ph.D. is preferred

Hours & Work Schedule

• Hours per Week: 40
• Work Schedule: Monday - Friday

PayTransparency

The salary range for this position is per year$128,000 - $145,000, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.   

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.