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Head Citizens Pay Operations

Operations

Johnston, Rhode Island; Medford, Massachusetts

Description

As the Head of Citizens Pay Operations, you will serve in a leadership role supporting the Citizens Pay product line and will be responsible for managing processes and controls to service customers for a variety of merchant partners, creating an exceptional experience. 

In this role, you will also be expected to lead a robust risk management program that effectively anticipates, identifies, manages and controls for operational and financial risks. You will work closely with business partners and merchant partners to ensure end-to-end processes are properly designed and monitored.  

This role will report to the Head of Consumer Deposits and Loan Servicing, and while you are in this role, you have full accountability for the team's risk mitigation controls, change programs, data stewardship, adherence to Bank policies, procedures and regulatory requirements, colleague/stakeholder engagement and overall customer service to internal and external customers.

Primary responsibilities include

  • Responsible for managing day-to-day operational tasks, including onboarding, diligence, ongoing monitoring, QA of origination, credit, and servicing vendors, etc.
  • Establishing a strategic plan with a relentless customer focus to ensure that all customer expectations are met with quality and within appropriate service levels.
  • Oversees end-to-end processes and controls to ensure they are operating as intended.
  • Manages a transparent and effective control environment. This includes effectively managing risk issues to a timely and effective closure.
  • Cultivating strong, trusted partnerships and feedback mechanisms between the business and operations to achieve seamless cross team workflow.
  • Building a high performing, motivated team, by providing leadership, coaching and direction.
  • Generating a climate of confidence in the success of the business.
  • Encouraging a culture that values diversity, promotes feedback, enhances collaboration, supports continuous professional development, and recognizes the value of lessons learned.

While our preference would be for our chosen candidate to work out of our Johnston, Rhode Island office, we would consider candidates to be located in our Medford, MA office as long as they could be in Johnston a minimum of 2 days per week.

Experience and Skills:

  • Advanced operational management experience (10 or more years of experience typically).

  • Strong end-to-end operational leadership experience, coupled with practical experience in managing operational risk.

  • Strong vendor management experience.

  • Data and Analytics experience

  • A customer obsessed mindset

  • Experience managing multiple and varied projects with aggressive deadlines

Education, Certifications and / or Other Professional Credentials

  • Bachelor’s Degree or equivalent work experience.

Hours & Work Schedule

Hours per Week: 40

Work Schedule: Monday to Friday core business hours

Pay Transparency 

The salary range for this position is $158,000 - $210,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.   

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Benefits

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.

View Benefits

Awards We've Received

2023

Age-Friendly Institute's Certified Age-Friendly Employer

2025

Dave Thomas Foundation’s Best Adoption-Friendly Workplace

2025

Disability:IN Best Places to Work for Disability Inclusion

2025

Human Rights Campaign Corporate Equality Index 100 Award

2024

Fair360 Top Regional Company

2024

FORTUNE’s World’s Most Admired Companies

2024

Military Friendly® Employer

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