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Senior Asset-Based Lending Originator

Commercial Banking

Atlanta, Georgia; Miami, Florida; Boca Raton, Florida; Tampa, Florida

Description

Citizens is currently recruiting for a Senior Originator in our Asset Based Lending (ABL) Group. The role is an integral position driving new client acquisition and business activity for this National Team. The role works closely with leadership in the ABL Group, Capital Markets and coverage banking (Middle Market, MidCorporate and Corporate Finance).

Responsibilities:

  • Responsible for origination activities in the ABL Group covering the South region

  • The role will drive revenue generation from new ABL loans, other credit products, capital market executions and all other ancillary products. 

  • Work closely with Head of Originations, setting regional go-to-market strategies including specific prospects, (ii) strategy execution, and (iii) oversight of his/her deal sales process, including client selection. 

  • Manage the coordination of the deal team, ABL resources, as well as supporting groups such as coverage, risk and capital markets teammates. 

  • Simultaneously, it will be important to continue building and enhancing the Citizens brand and enhance internal and external communications including expectations management.

  • Additionally, maintain market leading ABL product expertise, appropriate debt capital knowledge and risk appetite understanding to succeed on a consistent basis.

Qualifications:

  • 10+ years of experience and exhibited competency in ABL origination and structuring, financial analysis, understanding and applying credit policy and credit monitoring and risk administration practices
  • ABL capital markets and syndication experience a plus  
  • Ideal candidate is located in Atlanta or Florida (Tampa, Orlando or Miami area) 
  • Equivalent work experience may be considered as alternative to formal credit training program completion. 
  • Excellent verbal, communication, interpersonal and organizational skills required. 
  • Ability to multi-task and function under pressure. 
  • Proficient in PC applications, including projection modeling.

Education/Licenses

  • FINRA licenses 79 & 63 & SIE are required or will need to be obtained within 6 months of hire date
  • Bachelors Degree required.

Hours & Work Schedule

Hours per Week:  40+

Work Schedule:  Monday - Friday

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Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Benefits

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.

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Awards We've Received

2026 Glassdoor Award

Glassdoor
Best Place to Work in Consulting, Finance & Insurance

2025

Human Rights Campaign Corporate Equality Index 100 Award

2026

Newsweek America's Most Charitable Company

2025

The Banker's
US Bank of the Year

2025

Dave Thomas Foundation’s Best Adoption-Friendly Workplace

2024

Disability:IN Best Places to Work for Disability Inclusion

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