Credit Risk Professional

Description

Citizens Financial Group, Inc. (CFG) seeks a Credit Risk Professional for its Johnston, RI location.

Duties: Develops statistical and mathematical models and risk strategies. Codes automated process to collect, clean, and combine large datasets from multiple sources. Utilizes analytical frameworks that ensure accurate loss forecasts. Performs risk analyses on historical data to identify trends, make business recommendations, and support management activities around forecasting concerning risk factors such as losses, delinquencies, prepays and other related risk events. Applies statistical tests, implements machine learning algorithms, and develops insights with industry standard data mining frameworks. Undertakes data preparation, storage, and retrieval, data mining, and classification analysis. Solves business problems through analysis across the credit risk management life cycle, including targeting, underwriting, and account management. Develops KPI metrics dashboards to provide management with proactive analysis on models, economic, and management risk factors. Perform analysis of credit trends, making change recommendations and supporting projects that cover all aspects of risk management. Applies analytical rigor to price deals for complex product structures.

Requirements: Master’s degree in Business Analytics, or related field, and one (1) year of experience in the position or in a related role. Full term of experience must include: Utilizing advanced statistical and modeling techniques, including outlier detection, forecasting, classification, and clustering; Utilizing data science methods to build analytic solutions to strategic business problems; Analyzing data to prove a hypothesis and make recommendations for improvement; Building and executing models and performing statistical analysis utilizing computer programming languages including SAS; Managing projects using proven methodologies, including Waterfall and Agile; Writing complex SQL queries in large and complex relational databases; Developing data-driven applications and data warehousing using RDBMS and SQL; Utilizing big data platform technologies, including Hadoop, AWS, and Redshift; Handling large volumes of data using SAS SQL and VBA scripting; Building applications using SQL queries to extract data from databases, perform validations, update records, and build periodic reports; and Building automated and scalable reporting dashboards in Tableau, Excel, and SAS for management decision making.

May telecommute from any U.S. location.

Direct applicants only.

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.