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Portfolio Manager Middle Market Corporate Banking

Commercial Banking

Coral Gables, Florida; Fort Lauderdale, Florida; Tampa, Florida

Description

Expansion in South Florida and Tampa is driving new openings for Portfolio Managers who enjoy working full cycle underwriting and portfolio management activities with a seasoned coverage team.  While in this role, you will work in a team environment and analyze, underwrite, and present credit recommendations on Commercial loan requests and/or modifications. Furthermore, your analysis will include in-depth review of financial statements, tax returns and relevant credit information. Most importantly, you’ll feel valued for who are and supported to achieve what’s important to you, personally and professionally.

Primary responsibilities include

  • Responsible for proactive credit and risk administration of assigned portfolio accounts.
  • Responsible for structuring, underwriting, and documenting new business, renewals and modifications as the credit expert within the first line of defense.
  • Provides client management support for assigned portfolio.
  • Direct client interaction on standard credit and risk follow-up issues.
  • Actively engages with relationship managers on progress, issues, and challenges regarding a particular customer relationship or portfolio concern.
  • Handles multiple demands and competing priorities while meeting deadlines and schedules associated with maintaining portfolio and compliance with credit and risk policies.
  • Manages moderately complex credits.

Qualifications, Education, Certifications and/or Other Professional Credentials

  • Required Qualifications
    • 4+ years of experience in underwriting and portfolio management with C&I/CRE/Commercial banking
    • Bachelors degree required
  • Preferred Qualifications
    • Strong communication skills and proven ability to work well with clients and internal partners
    • Demonstrate credit analysis background working on new to new loans and existing portfolio.

Hours & Work Schedule

  • Hours per Week: 40+
  • Work Schedule: Mon - Fri, 4 days in office, 1 day remote

#LI-Citizens1

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Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Benefits

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.

View Benefits

Awards We've Received

2026

Dave Thomas Foundation’s Best Adoption-Friendly Workplace

2026

Disability:IN World's Top Disability Inclusive Business

2026 Glassdoor Award

Glassdoor
Best Place to Work in Consulting, Finance & Insurance

2025

Human Rights Campaign Corporate Equality Index 100 Award

2026

Newsweek America's Most Charitable Company

2025

The Banker's
US Bank of the Year

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