Home Equity Underwriter IILocation Warwick, Rhode Island Req. Number206824 Category Product Support, Underwriters Full/Part Time F Shift 1st Shift
2+ years of either mortgage or home equity underwriting experience
Ability to calculate DTI and LTV ratios for alternative borrowing scenarios
Able to read and understand different types of title reports
Solid understanding of income documentation, including complicated tax returns
Able to maintain a pipeline and meet customer touch point SLAs
Willingness and ability to train and mentor collegues
A demonstrated strong focus on the customer experience
At the transaction level, able to identify opportunities to minimize documentation requirements, when appropriate
Foster strong relationships with loan officers, processors, closers and other internal and external partners
Demonstrated skills as a culture carrier with desire and commitment to work in tandem with others
Strong attention to detail
Excellent oral and written communication skills with both internal and external customers
Knowledge of Empower.Net recommended
High School Graduate or Equivalent
Proficient in PC skills
Monday - Friday
8:00 AM-5:00 PM (40 HOURS + overtime as needed)
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
Equal Employment Opportunity
It is the policy of Citizens to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, colleague or a dependent’s reproductive health decision making, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, genetic characteristic, citizenship, veteran or military status, marital or domestic partner status, family status/parenthood, victim of domestic violence, or any other category protected by federal, state and/or local laws.
Equal Employment and Opportunity Employer/Disabled/Veteran
Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.