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Sr Field Examiner Reviewer

Risk, Remote

Massachusetts; New Hampshire; Illinois; Georgia; Florida; Delaware; Remote

Req. Number: 225060

Full/Part Time: F

Shift: 1st Shift


Citizens is offering an exciting opportunity for a Commercial Field Examiner to join a collaborative group that handles a robust workload of exams for a group of interesting and challenging commercial borrowers. Citizens is a strong, respected regional financial institution that is growing and has a national commercial lending footprint. The opinion of the CFE group is well respected within the organization and its input is sought by both Portfolio Managers and Credit Officers; it is a group in which one feels that their opinions are heard and that they are making a difference.

The Sr Field Examiner Reviewer will perform independent field examinations and/or reviews of examination performed my other examiners of commercial transactions including memorializing such examinations in written format for the benefit of internal customers (Relationship Managers/Portfolio Managers; Credit Officers). 

Primary responsibilities include: 

  • Perform examinations at customer site
    • Perform testing of collateral including A/R invoices, credit memos, cash application, test count of inventory, cost test inventory, gross margin and in-transit testing.  
    • Verify both the value and existence of collateral within a primary focus on accounts receivable and inventory.
    • Assess trends and recommend enhancements to the deal structure in 
    • order to reduce the bank’s exposure.
    • Provide an onsite perspective to the overall credit.
    • Provide written report summarizing exam findings
    • Perform Take Down exams to establish starting balances and reserves on borrowing base certificates concurrent with loan closings and fundings.
    • Assist in engagement of third-party vendors with respect to vendor selection, report type, report content, report format and contract 
    • authorization in accordance with master professional services agreements and bank policies and procedures.
    • Interact with senior management of Commercial Credit Risk and Commercial Lending regarding completed exams.  
    • Provide direct, responsive customer service to external vendors and internal customers (i.e., RMs/PMs/Division Executives/Credit Officers) that CFE supports and serve as 
    • the primary liaison and point-of-contact with both internal customers and external vendors with regard to identification and explanation of any issues of concern, and development/application of any potential risk mitigates.
    • Research and develop work papers and test appropriate for specific industries


Required Skills/Experience:

  • Minimum 10+ years of field exam or related experience
  • Strong accounting and analytical skills  
  • Ability to work independently and in team environment   
  • Proficient use of applicable technology 
  •  Demonstrate ability to succinctly communicate both verbally and in writing 
  •  Ability to work on multiple tasks and within tight deadlines
  • Must be able to travel anywhere in the US approximately 30-40 of the time%


  • Bachelor’s degree in Finance Accounting or Economics required 

Hours and Work Schedule

Hours per Week: 40

Work Schedule: Monday-Friday 




We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.

View Benefits

Awards We've Received


Human Rights Campaign Best Places to Work for LGBTQ Equality


Dave Thomas Foundation Best Adoption-friendly Workplace


Noteworthy Company for Diversity


Military Friendly Employer