Commercial Sr Credit Officer

Description

The Senior Credit Officer position is a visible leadership role requiring line of business expertise, decisiveness and strong interpersonal skills combined with the ability to prioritize and operate in a multi-tasked and geographically dispersed environment both independently and expediently, and with experience analyzing and structuring transactions in the film/entertainment, technology and recurring revenue enterprise software sectors is important.

• Objectively identify risk and proactively guide the development of protective and balanced credit structures and decisions to maintain portfolio quality and to protect the bank's capital.
• Credit Approval: Review, approve or decline or recommend to appropriate higher authority, credit applications for new originations, renewals or modifications of existing loans
• Portfolio Management: Provides oversight of designated portfolio to ensure that satisfactory loan quality is maintained identifies potential problem credits and works with relationship managers and/or loan workout specialists to restructure the credit and/or minimize losses. 
• Partner and collaborate with line of business counterparts to constructively achieve portfolio objectives.
• Provide leadership related to credit decisions, credit risk management, and portfolio management with an eye toward portfolio strategic objectives, credit policies and all related administrative procedures
• Ensure all credit delivery activities have been completed in a timely, efficient and prudent manner while providing a facilitating environment for the delivery of services and client experience
• Provide a leadership role in modeling and disseminating the bank's credit culture
• Follow defined processes, procedures and credit policies to accomplish all defined accountabilities

Qualifications

• 15+ years in a Wholesale Credit, Commercial Lending, and or Work Out position with primary experience dealing with credit relationships with revenues greater than $25 million in a large bank environment.
• Strong administrative, communication/interpersonal and negotiation skills
• Demonstrated ability to exercise sound judgment and act independently in a multi-tasked environment.

Education 

• Bachelor’s degree required, preferably in a financially oriented major 

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