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Home Mortgage Wholesale Fannie Freddie Underwriter (Work at Home)

Location US-Work at Home Req. Number206015 Category Product Support, Home Mortgage Wholesale Lending Division, Underwriters, Remote Opportunities Full/Part Time F Shift 1st Shift


The Conventional Underwriter is responsible for providing a loan decision based on a borrower’s credit history, financial position and strength of collateral.  An extensive understanding of Agency and Lender guidelines is required.The ability to manage work flow and provide exemplary customer service is essential. 

  • Complete thorough analysis of loan files to determine compliance with company, investor and agency guidelines. Maintain a minimum productivity level of 4 new loans per day.
  • Review conditions within posted turn times.
  • Communicate loan decisions to appropriate parties both orally and/or in writing.
  • Respond to post-closing, insuring and audit reviews.


  • Minimum of 4+ years Conventional Underwriting or equivalent experience
  • Knowledge of Agency guidelines, documents and terminology, including automated underwriting systems, TRID experience preferred
  • Exemplary customer service skills
  • Excellent organizational skill
  • Effective communication skills
  • Work effectively in a team environment
  • Work effectively in a fast pace environment with low tolerance for error
  • Work outside of the standard business day may be required
  • Professional dress and demeanor
  • Must demonstrate commitment, dependability and respect for other employees with regular attendance, punctuality and adherence to agreed-upon schedule
  • Must be able to adapt to shifting priorities and tasks requiring average mental dexterity
  • Able to problem solve by assessing and identifying causes, gathering relevant information and generate possible solutions
  • Ability to cope with stress of a high production position and meet stringent deadlines for completing tasks

Hours and Work Schedule

Hours per Week: 40+

Work Schedule: Monday-Friday

This position is not available in Colorado.

Why Work for Us

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.

Equal Employment Opportunity

It is the policy of Citizens to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, colleague or a dependent’s reproductive health decision making, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, genetic characteristic, citizenship, veteran or military status, marital or domestic partner status, family status/parenthood, victim of domestic violence, or any other category protected by federal, state and/or local laws.

Equal Employment and Opportunity Employer/Disabled/Veteran

Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.