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Citizens Bank Commercial Banker Development Program: Your Career Kickstarter

Recent graduates and soon-to-be-graduates considering a career in commercial banking have an excellent opportunity to fast-track their career with Citizens Bank’s Commercial Banker Development Program (CBDP). This program helps members acquire the technical and personal skills that will help build a long, successful career at Citizens Commercial Banking.

Current CBDP members below are talented, intelligent and motivated to give their commercial banking career the best start possible. See how these Citizens are giving their career a distinct advantage right out of college.

Patrick O'Brien


College: Babson College
Major: Business Administration with a concentration in Technology Entrepreneurship and Design

Discuss one noteworthy college/post-college life experience.
I started and managed my own business, SelfSense Technology, which developed technology solutions to enhance the quality and efficiency of neurobehavioral healthcare.

What do you do when you aren’t working?
I brew my own beer.

Why did you choose the CBDP?
What drew me to the Commercial Banker Development Program was the wide range of opportunities offered by Citizens Bank. I am most interested in learning how I can add value for our clients by developing strong relationships and providing valuable tools and thought leadership to help them achieve their business goals. I believe this is a pivotal time to be joining Citizens Bank as it becomes independent from RBS, and I am excited to be a part of the bank’s future growth.

Favorite place you've traveled?
Doolin, Ireland

Matthew Possanza


College: University of Pittsburgh
Major: Finance

What are one or two things about you that people may not know or expect?
Dachshunds are my favorite dogs; I have two of them.

If you could have any job other than commercial banking, what would it be and why?
Architect. It’s a field that requires a lot of creativity, and I find it fascinating to be able to design buildings and other physical structures.

If you could have lunch with anyone, dead or alive, who would it be and why?
Michael Jordan. He is one of the best athletes of all time and has developed one of the most recognizable brands in the world. I would like to learn more about what it took for him to become so successful.

Why did you choose the CBDP?
I joined the program because it offers a unique opportunity to expand and apply my knowledge of commercial banking through training and rotations. After completing the program, I expect to gain a better understanding of how Citizens operates its Commercial Banking division.

Grace Rooney


College: St. Bonaventure University
Major: Management

What is your pet peeve?
Not giving your all when challenged.

Why did you choose the CBDP?
I chose the program because of my rewarding summer internship with Citizens last year. The people, community and professionalism of Citizens made it an easy decision to join this program. I expect to develop my skills as a credit analyst and better understand how each business line adds value for the client. I am enjoying the structure of the program; it is challenging, yet rewarding. What makes Citizens such a great place are the people I am lucky enough to work with.

Favorite quote?
“Of course it’s hard. It’s supposed to be hard. If it were easy everybody would do it. Hard is what makes it great.” – A League of Their Own

Favorite word?

Jack Russo


College: University of Miami
Major: Finance

What are you going to do with your first paycheck?
Pay bills and put some in a savings account

Favorite place you've traveled?
Bali, Indonesia

What are one or two things about you that people may not know or expect?
I started a mentoring program in Miami that brought students from a troubled area onto my college campus at least once a month. I wrestled for nine years.

What would be a good theme song for your life?
Bob Marley – “Jammin’”

Patrick Sallet


College: UMass Amherst
Major: Economics

Why did you choose the CBDP?
The two primary reasons I chose the CBDP were the foundational learning experience and the unique networking opportunities it provides. Structured training in accounting and credit analysis is something that can be applied in several disciplines within banking. That, coupled with the chance to build relationships with 19 other classmates and gain exposure to senior management, is a blend very few companies offer.

If you could have any job other than commercial banking, what would it be and why?
I’d like to be a movie critic. You essentially get paid to watch movies and offer an opinion on them to the public.

Favorite meal?
Shrimp scampi

If you could have lunch with anyone (dead or alive), who would it be and why?
Mark Cuban. I think we would have a lot to talk about – NBA teams, other businesses he is invested in and some stories about the set on Shark Tank. Who knows – maybe I could pitch him an idea or two.

Jeff Siatti


College: Elon University and Bryant
Major: Environmental Studies and Economics

What is your pet peeve?
Dunkin’ Donuts serves their coffee excessively hot every single time!

Why did you choose the CBDP?
I chose the program for the opportunity to be more client-facing and to conduct more in-depth company and industry analysis. I expect to improve my analytical and communication skills while developing relationships I can maintain for the rest of my career. I have enjoyed working with my peers in the program and the opportunity to meet with senior management on a daily basis.

Discuss one noteworthy college/post-college life experience.
I previously worked in LOB Finance for Citizens for four years.

What do you do when you aren’t working?
Play backyard sports with friends and family

Nick Vadino


College: Villanova University
Major: Finance

Why did you choose the CBDP?
I decided to join the Commercial Banker Development Banking Program because I saw the program as an invaluable opportunity that provides practical experience, and in-depth exposure to the many facets of commercial banking. It was also impressive to see the level of investment Citizens places in prospective employees.

Favorite college class?
Art history

If you could have any job other than commercial banking, what would it be and why?
Probably teaching. At one point in high school I was considering going to college for teaching.

Favorite meal?
Roast pork and broccoli rabe sandwich from Tony Luke’s in Philly

Learn More about our Commercial Banker Development Programs